Consumer Credit Act 2025
Akta Kredit Pengguna 2025
Provides for, the establishment of the Consumer Credit Commission, protection of the interests of credit consumers, regulation and supervision of conventional or Islamic credit business and credit service business, proper conduct and responsible lending practices in the credit industry and promotion of a fair, efficient and transparent credit industry.
Read the copy (English) — PDF, 134 pagesBahasa Melayu — PDF, 145 pages
Copy of the official text captured from the Laws of Malaysia portal (AGC) on 26 October 2026. Always check the official portal for the authoritative current version. Amendments made after the official “last updated” date are published separately as amending Acts (Act A…) on the portal.
| Number | Act 873 |
|---|---|
| Type | Federal Act |
| Applies to | Federal |
| Subject | Companies, finance & banking |
| Year | 2025 |
| Official “last updated” | 31 December 2025 |
| Published by | Attorney General's Chambers — Laws of Malaysia portal (lom.agc.gov.my) |
Long title
An Act to provide for, the establishment of the Consumer Credit Commission, protection of the interests of credit consumers, regulation and supervision of conventional or Islamic credit business and credit service business, proper conduct and responsible lending practices in the credit industry and promotion of a fair, efficient and transparent credit industry, and to provide for related matters.
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Version history
| Captured | Language | Official “last updated” | Pages | SHA-256 | File |
|---|---|---|---|---|---|
| 26 October 2026 | Bahasa Melayu | 31 December 2025 | 145 | 0cea3cf78078 | PDF 0.7 MB |
| 26 October 2026 | English | 31 December 2025 | 134 | b74e1d460247 | PDF 0.7 MB |
A new version is kept only when the official file changes (different SHA-256 fingerprint). Older versions are never overwritten, so you can see what the text said on an earlier date.
Official source
- Official text (English) ↗
- Official text (Bahasa Melayu) ↗
- Attorney General's Chambers — Laws of Malaysia portal (lom.agc.gov.my) ↗
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